How to check if your portfolio is actually diversified
Owning many positions is not diversification — twenty tech stocks move as one when the sector turns. Real diversification is about how your money is spread across things that do not fall together.
01Look through three lenses
Asset class (equities / bonds / crypto / cash), geography (home market vs. world), and sector. A portfolio can look fine through one lens and dangerously concentrated through another.
02Find your concentration points
Any single position above ~10% of the portfolio, or sector above ~30%, deserves a conscious decision: conviction is fine, but it should be chosen, not accidental.
03Rebalance on triggers, not emotions
Set drift thresholds (e.g. an allocation 5 points off target) and act when they trip. Threshold rebalancing removes the temptation to tinker on every headline.
How Mintail does this for you
Mintail's allocation and diversification analysis shows your real spread across classes and positions, surfacing concentration you did not know you had — and you can ask the AI directly about your exposure.
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