Privacy Policy

Effective Date: January 27, 2026

MyAppDesk ("we", "us", or "our") operates the Mintail mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App.

By using Mintail, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Information You Provide

• Portfolio Data: We store the assets, holdings, and portfolio configurations you create within the App. This data is associated with your device or account to provide you with a personalized experience.
• User Preferences: Your notification settings, display preferences, and currency selections.

1.2 Automatically Collected Information

When you use the App, certain information may be collected automatically by us or our third-party service providers:

• Device Information: Device type, operating system, unique device identifiers.
• Usage Data: How you interact with the App, features used, session duration, and frequency of use.
• IP Address: Used for approximate geolocation and security purposes.
• Push Notification Tokens: If you enable push notifications, we collect device tokens to send you price alerts and updates.
• Subscription Information: Purchase history and subscription status for managing your PRO subscription.

2. Third-Party Services

We use the following third-party services that may collect information:

• Supabase — Database & Storage
  Privacy Policy: https://supabase.com/privacy

• RevenueCat — Subscription Management
  Privacy Policy: https://www.revenuecat.com/privacy

• OpenAI / Google Gemini — AI-Powered Portfolio Insights (PRO users only)
  Privacy Policy: https://openai.com/privacy | https://policies.google.com/privacy

• Financial Data Providers — Asset Price Data
  We use third-party financial data providers to fetch real-time and historical asset prices. These providers may collect anonymized usage data.

These services may collect data according to their own privacy policies. We encourage you to review them.

3. How We Use Your Information

We use the collected information to:

• Provide, maintain, and improve the App.
• Fetch and update asset prices for your portfolio (daily or multiple times per day).
• Generate portfolio snapshots to track your asset value over time.
• Provide AI-powered insights and analysis for PRO subscribers.
• Process and manage your subscription.
• Send you push notifications for price alerts (if enabled).
• Analyze usage patterns to enhance user experience.
• Respond to your inquiries and support requests.
• Ensure the security and integrity of the App.

4. Important Disclaimers

4.1 Not Financial Advice

Mintail is a portfolio tracking tool only. We do not provide financial advice, investment recommendations, or trading signals. The AI-powered insights feature is for informational purposes only and should not be construed as financial, investment, legal, or tax advice.

4.2 Price Data Accuracy

While we strive to provide accurate and timely asset price data, we cannot guarantee the accuracy, completeness, or timeliness of the information displayed. Always verify important financial information through official sources before making any financial decisions.

5. Data Sharing and Disclosure

We do not sell your personal information. We may share information in the following circumstances:

• Service Providers: With third-party vendors who assist us in operating the App (as listed above).
• AI Processing: For PRO users, portfolio data may be processed by AI providers (OpenAI/Google) to generate insights. This data is processed securely and not retained by these providers beyond the request.
• Legal Requirements: If required by law, regulation, or legal process.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

6. Data Retention

We retain your portfolio data and user preferences for as long as you use the App. If you request deletion of your data, we will delete your information within a reasonable timeframe, except where retention is required by law.

7. Your Rights and Choices

7.1 Opt-Out Options

• Push Notifications: You can disable push notifications through your device settings.
• AI Insights: PRO users can disable AI-powered insights in the App settings.
• Analytics: Some third-party services offer opt-out mechanisms. Please refer to their privacy policies.

7.2 Data Deletion

You have the right to request deletion of all your data. To do so, please contact us at team@myappdesk.dev. We will process your request and delete your portfolio data, snapshots, and all associated information.

7.3 Access and Portability

You may request access to the personal data we hold about you or request an export of your portfolio data by contacting us.

8. Children's Privacy

Mintail is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at team@myappdesk.dev, and we will take steps to delete such information.

9. Security

We implement appropriate technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your own. By using the App, you consent to such transfers. We ensure appropriate safeguards are in place in compliance with applicable data protection laws.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Effective Date" at the top of this policy. We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Email: team@myappdesk.dev

13. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of Spain and the European Union, without regard to its conflict of law provisions.